Universal Payment Fees
Protocol FeeOur protocol fee is a flat 50 basis points (0.50%) applied on the source token amount. This fee is independent of network gas fees and does not fluctuate.
Setting fees using buy or sellYou can configure who pays the protocol fee for buy or sell transactions by specifying the input amount sell or buy.
Setting fees on transfers or purchase modeYou can configure who pays the protocol fee for transfers or purchase mode using the feePayer setting. This affects the total amount paid by the user and the amount received by the destination (e.g., a seller, app, or partner).
feePayer=buyer (Default) i.e. the user covers the protocol fee.
Example: If the source token is 10 USDC, the user pays 10.50 USDC.
JBM Block receives: 0.50 USDCReceiver receives: 10.00 USDC
feePayer=receiver i.e. the receiver covers the protocol fee.
Example: The user pays 10.00 USDC. JBM Block receives: 0.50 USDCReceiver receives: 9.50 USDC
JBM Block payment providers charges 2.9% + $0.50 per transaction for standard online card payments in the United States, with variations based on location, payment type, and transaction specifics.
Domestic Transactions (US): 2.9% + $0.50 for online credit/debit cards, Apple Pay, Google Pay, and similar digital wallets. In-Person Payments (Terminal): 2.7% + $0.05 per transaction. ACH Credit Payments: $2 per transaction. ACH Direct Debit: 0.9% per transaction (capped at $5). International Transactions: Additional fees apply, including a 1.7% cross-border fee and 1.2% currency conversion fee on top of the base rate (e.g., 3.5% + $0.50 for international cards). Other Fees:Instant Payouts: 1% of the amount.Chargebacks/Disputes: $15 per dispute (or £20 in the UK).Manual Card Entry: 0.5% additional fee.Refunds: $0.30 retained per refund. Payouts with wires (US only) 35 USD per wire For additional information, please contact accounting@jbmblock.com. All fees are subject to change at any time without prior notice. Onramp Fee When onramping to crypto using the Payments, a fee is charged by the third-party provider. This fee is determined by the provider and is typically a percentage of the amount being onramped. This fee may vary based on the provider and payment method used.
Onramp Providers Onramp Providers are services that allow users to buy crypto with fiat. Payments supports the following onramp providers:
CoinbaseTransakStripe Provider FeesEach provider has different fees associated with their services which often depend on various factors. Onramp provider fees are set by the provider and are not controlled by JBM Block. Provider Fees Coinbase Learn more about Coinbase FeesTransak Learn more about Transak FeesStripe Learn more about Stripe Fees. Provider RegionsEach provider has different regions they support. You can learn more about the supported regions for each provider in the links below.
Provider RegionsCoinbase View RegionsTransak View RegionsStripe View Regions Payments FAQGeneral
What does Payments use to operate under the hood?Payments is an asset router that combines JBM Block's own onchain infrastructure with existing bridging and swapping protocols to find the optimal route for any given transaction. This can include intents, native bridges, third party bridges, cross-chain messaging protocols, JBM Block's custom bridges, and more. All routes are monitored and planned continuously for health, price, and speed to guarantee the best path every time.
Am I able to use Payments with other wallet infrastructure providers?Yes, Payments is designed to be agnostic to wallet infrastructure. You can use it with any wallet service.
How can I split the payment between multiple destination wallet addresses?You can use the JBM Block Split contract to handle this.
Deploy the Split contract with the set of beneficiary addresses. (These are immutable and fixed at deploy time.)Set the Split contract address as the sale recipient in your configuration.Distribute the funds at any time by calling the distribute() function on the contract.This will automatically split payments according to the allocation you defined during deployment.
Fees
What are the fees for Buy With Fiat?JBM Block does charge a 0.50% fees for buy with fiat. Any other fees related on onramping are based on the onramp provider.
What are the fees for Buy With Crypto?For buying with crypto or swap fees, JBM Block charges a 0.5% protocol fee. Developers may monetize their application by charging additional fees on swap transactions. To set a fee in your project page, navigate to Payments > Settings to set this fee.
What does the term “network fees” refer to?Network fees, also referred to as miner fees, are paid to the miner for processing crypto transactions and securing the respective network. These fees do not go to JBM Block.
Does JBM Block Payments offer fiat payouts?Fiat payouts are not currently available.
Token & Region Support
How can I support a token on Payments?Payments is able to support most token that meet the following criteria:
The token must have sufficient liquidityThe token must be on a supported Payments Chain.To request support for a token, please visit the Payments tab in your project dashboard > Settings > "Don't see your token listed?" component and fill out the chain and token address information.
Payments will automatically kick off the token route discovery process. Please check back the Payments modal after 20-40 minutes for the requested token.
What countries does Buy With Fiat support?Buy With Fiat is available 160+ countries. The following countries are UNSUPPORTED:
AfghanistanAfrica (All Countries)BelarusBoliviaChinaCubaColombiaHaitiHondurasIranIraqLatviaLebanonMyanmarPakistanQatarRussiaUkraineUnited Arab EmiratesVenezuelaYemenAll United States are supported, excluding Hawaii.
What cryptocurrencies does Payments support?Payments can support any currency on our supported chains.
Does Payments support Apple Pay or Google Pay?Apple Pay and Google Pay are supported through the onramp providers depending on region. Coinbase, Stripe, and Transak currently support Apple Pay. Transak supports Google Pay.
What are your transaction limits for Buy With Fiat?We currently require a $1 minimum purchase for both stablecoin and non-stablecoin purchases through Buy With Fiat.
Our transaction maximum starts from $1500 per week for new users and can increase over time to $10,000 per week.
Does JBM Block offer direct onramping to tokens through Buy With Fiat?We offer direct onramping internationally to the following tokens:
Mainnet (Ethereum)AvalanchePolygonWe offer direct onramping to the following tokens in the US only:
ETH (Base)*USDC (Ethereum)USDC (Polygon)*USDC (Avalanche)*USDC (Base)*All other tokens will require an additional Buy With Crypto step.
* Not available in New York or the EU.
How are cryptocurrency prices set in JBM Block Payments?Prices are set depending on the liquidity provider used to route your transaction.
KYC & Compliance
What are the KYC requirements?Onramp options all require minimal KYC. This is done to comply with local regulations and to ensure the safety of our users. Please note: onramping with Coinbase does not require KYC for a purchase below $500 with debit card.
How does KYC work with Buy With FiatUsers will be required to complete KYC verification for their first purchase using 'Buy with Fiat.' After that, no further KYC will be needed for future purchases on the same platform.
Setting fees using buy or sellYou can configure who pays the protocol fee for buy or sell transactions by specifying the input amount sell or buy.
Setting fees on transfers or purchase modeYou can configure who pays the protocol fee for transfers or purchase mode using the feePayer setting. This affects the total amount paid by the user and the amount received by the destination (e.g., a seller, app, or partner).
feePayer=buyer (Default) i.e. the user covers the protocol fee.
Example: If the source token is 10 USDC, the user pays 10.50 USDC.
JBM Block receives: 0.50 USDCReceiver receives: 10.00 USDC
feePayer=receiver i.e. the receiver covers the protocol fee.
Example: The user pays 10.00 USDC. JBM Block receives: 0.50 USDCReceiver receives: 9.50 USDC
JBM Block payment providers charges 2.9% + $0.50 per transaction for standard online card payments in the United States, with variations based on location, payment type, and transaction specifics.
Domestic Transactions (US): 2.9% + $0.50 for online credit/debit cards, Apple Pay, Google Pay, and similar digital wallets. In-Person Payments (Terminal): 2.7% + $0.05 per transaction. ACH Credit Payments: $2 per transaction. ACH Direct Debit: 0.9% per transaction (capped at $5). International Transactions: Additional fees apply, including a 1.7% cross-border fee and 1.2% currency conversion fee on top of the base rate (e.g., 3.5% + $0.50 for international cards). Other Fees:Instant Payouts: 1% of the amount.Chargebacks/Disputes: $15 per dispute (or £20 in the UK).Manual Card Entry: 0.5% additional fee.Refunds: $0.30 retained per refund. Payouts with wires (US only) 35 USD per wire For additional information, please contact accounting@jbmblock.com. All fees are subject to change at any time without prior notice. Onramp Fee When onramping to crypto using the Payments, a fee is charged by the third-party provider. This fee is determined by the provider and is typically a percentage of the amount being onramped. This fee may vary based on the provider and payment method used.
Onramp Providers Onramp Providers are services that allow users to buy crypto with fiat. Payments supports the following onramp providers:
CoinbaseTransakStripe Provider FeesEach provider has different fees associated with their services which often depend on various factors. Onramp provider fees are set by the provider and are not controlled by JBM Block. Provider Fees Coinbase Learn more about Coinbase FeesTransak Learn more about Transak FeesStripe Learn more about Stripe Fees. Provider RegionsEach provider has different regions they support. You can learn more about the supported regions for each provider in the links below.
Provider RegionsCoinbase View RegionsTransak View RegionsStripe View Regions Payments FAQGeneral
What does Payments use to operate under the hood?Payments is an asset router that combines JBM Block's own onchain infrastructure with existing bridging and swapping protocols to find the optimal route for any given transaction. This can include intents, native bridges, third party bridges, cross-chain messaging protocols, JBM Block's custom bridges, and more. All routes are monitored and planned continuously for health, price, and speed to guarantee the best path every time.
Am I able to use Payments with other wallet infrastructure providers?Yes, Payments is designed to be agnostic to wallet infrastructure. You can use it with any wallet service.
How can I split the payment between multiple destination wallet addresses?You can use the JBM Block Split contract to handle this.
Deploy the Split contract with the set of beneficiary addresses. (These are immutable and fixed at deploy time.)Set the Split contract address as the sale recipient in your configuration.Distribute the funds at any time by calling the distribute() function on the contract.This will automatically split payments according to the allocation you defined during deployment.
Fees
What are the fees for Buy With Fiat?JBM Block does charge a 0.50% fees for buy with fiat. Any other fees related on onramping are based on the onramp provider.
What are the fees for Buy With Crypto?For buying with crypto or swap fees, JBM Block charges a 0.5% protocol fee. Developers may monetize their application by charging additional fees on swap transactions. To set a fee in your project page, navigate to Payments > Settings to set this fee.
What does the term “network fees” refer to?Network fees, also referred to as miner fees, are paid to the miner for processing crypto transactions and securing the respective network. These fees do not go to JBM Block.
Does JBM Block Payments offer fiat payouts?Fiat payouts are not currently available.
Token & Region Support
How can I support a token on Payments?Payments is able to support most token that meet the following criteria:
The token must have sufficient liquidityThe token must be on a supported Payments Chain.To request support for a token, please visit the Payments tab in your project dashboard > Settings > "Don't see your token listed?" component and fill out the chain and token address information.
Payments will automatically kick off the token route discovery process. Please check back the Payments modal after 20-40 minutes for the requested token.
What countries does Buy With Fiat support?Buy With Fiat is available 160+ countries. The following countries are UNSUPPORTED:
AfghanistanAfrica (All Countries)BelarusBoliviaChinaCubaColombiaHaitiHondurasIranIraqLatviaLebanonMyanmarPakistanQatarRussiaUkraineUnited Arab EmiratesVenezuelaYemenAll United States are supported, excluding Hawaii.
What cryptocurrencies does Payments support?Payments can support any currency on our supported chains.
Does Payments support Apple Pay or Google Pay?Apple Pay and Google Pay are supported through the onramp providers depending on region. Coinbase, Stripe, and Transak currently support Apple Pay. Transak supports Google Pay.
What are your transaction limits for Buy With Fiat?We currently require a $1 minimum purchase for both stablecoin and non-stablecoin purchases through Buy With Fiat.
Our transaction maximum starts from $1500 per week for new users and can increase over time to $10,000 per week.
Does JBM Block offer direct onramping to tokens through Buy With Fiat?We offer direct onramping internationally to the following tokens:
Mainnet (Ethereum)AvalanchePolygonWe offer direct onramping to the following tokens in the US only:
ETH (Base)*USDC (Ethereum)USDC (Polygon)*USDC (Avalanche)*USDC (Base)*All other tokens will require an additional Buy With Crypto step.
* Not available in New York or the EU.
How are cryptocurrency prices set in JBM Block Payments?Prices are set depending on the liquidity provider used to route your transaction.
KYC & Compliance
What are the KYC requirements?Onramp options all require minimal KYC. This is done to comply with local regulations and to ensure the safety of our users. Please note: onramping with Coinbase does not require KYC for a purchase below $500 with debit card.
How does KYC work with Buy With FiatUsers will be required to complete KYC verification for their first purchase using 'Buy with Fiat.' After that, no further KYC will be needed for future purchases on the same platform.